Commercial Banking

Great American Bank is a full service commercial banking organization. Our business checking products are designed to fit your business needs and it is easy to move to a new product as your business grows. With online banking, you can move money between your different business accounts with ease, from the convenience of your own office. You can take advantage of our check imaging to print a copy of your cleared check right from your business computer. We make it easy for you to focus on your business and the growth you want to achieve.

As a leading area commercial lender, Great American Bank is well-positioned to help your business succeed. We are locally owned and managed with decisions made at the bank. If your business is outgrowing its existing space and you are purchasing or building new space, Great American Bank has the lending expertise necessary to help you grow. Commercial Lending is our strength, so let us help you succeed by providing professional and qualified assistance along your businesses path to long term success.

BUSINESS ACCOUNT FEATURES

 Commercial Star CheckingPremier Star Commercial CheckingCommercial Star Interest CheckingNon-Profit Star Checking
Designed for businesses with low transaction volumeDesigned for businesses of any sizeDesigned for Sole Proprietorships, Non-Profit entities and Government entitiesDesigned to create an affordable account for Non-Profit Businesses
Minimum Opening Balance$100$100$100$100
Minimum Average Daily BalanceN/A$5,500 $10,000 $100
Monthly Service Charge$5$7*$10*$2*
Number of Free items**150100100200
Fee for Each Additional Item$0.20$0.20$0.20$0.15
Earnings CreditYY
Interest Bearing Account***Y
Business Debit Card after 90 daysYYYY
Online Banking with E-StatementsYYYY
Online Bill PayYYYY
* Monthly service charge waived if the minimum average daily balance is obtained. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period ** Number of Free paper or electronic items per statement cycle *** The daily balance method is used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Contact a personal banker / lender at a branch today to discuss all your banking needs.

COMMERCIAL STAR SAVINGS ACCOUNTS

  • $100 minimum to open account
  • Monthly service charge of $5 waived if average daily balance of $100 is maintained.
  • Interest earned on daily balances of $100 or more.
  • 6 transfers per month
  • 3 free withdrawals per month ($1.00 per withdrawal after 3)

COMMERCIAL STAR MONEY MARKET ACCOUNTS

  • $100 minimum to open account
  • Monthly service charge of $10 waived if average daily balance of
  • $1,000 is maintained
  • Interest earning account based on the accounts daily balance.
  • 6 free transfers per 4 week period ($1.00 for each additional withdrawal after the first 6)
Commercial Star Money Market Interest Rate Tier 
Bronze:$0 - 8,999.99
Silver:$9,000.00 - 24,999.99
Gold:$25,000.00 - 49,999.99
Platinum:$50,000.00 and up