Consumer Banking

As a full service bank, Great American Bank offers a quality service experience with products you usually have to get at one of the larger out of town banking institutions. We do not charge an annual or usage fee for the Debit Card, for Online Banking or for Online Bill Payment. Obtaining all three of these products without annual fees or usage fees is rare for a local community bank. This emphasizes our commitment to your financial success.

At Great American Bank, you are core of why we are here. As a result, you will see that we tailor our products to meet your needs and build your success. From online banking to great rates on loans and deposit products, everything you need from your bank can be found right here with Great American Bank.

Please browse through the site and see for yourself. We welcome you to the bank and hope you stay and take advantage of all we have to offer.

  • Checking Accounts
  • Savings Accounts
  • Money Market Accounts
  • Certificates of Deposit
  • Individual Retirement Accounts
  • Loan Services
  • Safe Deposit Boxes

Contact a personal banker / lender at a branch today to discuss all your banking needs.

Consumer Checking Account Options

 VIP Star checkingPremium Star CheckingStar checking
Minimum Opening Balance$100$100$100
Minimum Average Daily Balance$2,000 $300$100
Monthly Service Charge$10**$7**$5*
Interest Bearing Account***Y
Unlimited Check WritingYYY
Debit CardYYY
Online Banking with E-StatementsYYRequired*
Online Bill PayYYY
Free Basic ChecksY
Free Cashiers Checks/Money OrdersY
Foreign ATM Charges Waived****YY
*Monthly service charge waived if the minimum average daily balance is obtained AND the account is enrolled in e-Statements. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. **Monthly service charge waived if the minimum average daily balance is obtained. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. ***Interest is earned on daily balances of $2,000 or more. The daily balance method is used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. ****5 Foreign Bank ATM charges waived per month (Please be aware that Foreign Bank ATM machine usage may incur fees from the owner of that machine.

Consumer Savings Account Options

Star SavingsKids Star Savings
$100 minimum to open account$20 minimum to open account
Monthly Service charge of $5 waived if average daily balance of $100 is maintainedNo monthly maintenance fee
Interest earned on daily balances of $100 or moreInterest earned on daily balances of $100 or more
6 transfers per month6 transfers per month
3 free withdrawals per month ($1.00 per withdrawal after 3)3 free withdrawals per month ($1.00 per withdrawal after 3)

Star Money Market Account

- $100 minimum to open account
- Monthly service charge of $10 waived if average daily balance of $1,000 is maintained
- Interest earning account based on the accounts daily balance.
- 6 free transfers per 4 week period ($1.00 for each additional withdrawal after the first 6)


Money Market Interest Rate Tier 
Bronze:$0 - 8,999.99
Silver:$9,000.00 - 24,999.99
Gold:$25,000.00 - 49,999.99
Platinum:$50,000.00 and up