What Your Home Equity Loan Test Score Means

If You Score 15 Points or More—
Apply Today!

You could be eligible for substantially more credit with a Home Equity Loan than other forms of borrowing. A lower score simply means that one of our lending officers will need to work a little harder to try and find a way to approve your loan request. With Home Equity Borrowing, you may also be able to save on taxes and interest, too. Of course, you’ll need to consult your accountant or tax adviser about this.


Note: This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©2014 The Forms Group, All Rights Reserved.

Certificates of Deposit RatesIcon For: Rates

Term Rate APY*
91 Days .10% .10%
6 Months .15% .15%
18 Months .40% .40%
24 Months .60% .60%
36 Months .75% .75%
48 Months .80% .80%
60 Months 1.10% 1.09%
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*Annual Percentage Yield is accurate as of 00/00/14 and is subject to change without notice. A $500 minimum balance is required to obtain the APY. There may be a penalty for early withdrawal.